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Infrastructure
Your launchpad for embedded finance products - batteries included.
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Derisk your pathway to market with Shaype's enterprise-grade core infrastructure.
Complete with financial licensing and sponsorship, access to local payment rails, a powerful middleware orchestration layer and dedicated cloud instance deployments, use Shaype to launch faster, stay secure and scale with confidence.
Infrastructure
Simplify product foundations with licensing, payment services, hosting and orchestration all in the one place
Payment Network Access
Visa Principal Membership
AFSL
Settlement & Safeguarding
ShaypeWare API Layer
Parallel Deployment
Future proof with flexible foundations
Shaype's flexible core infrastructure is designed to support and evolve with your needs - making it easy to deploy new features, enter new markets, and respond to changing customer needs without overhauling your technology stack.
With the right foundations in place that can change over time, continuous innovation becomes your competitive edge.
Payment Network Access
Shaype provides sponsorship and access to all domestic payment rails for non-scheme (account-to-account) payments. Connect to the BECS Direct Entry (DE), New Payments Platform (NPP) including Osko, PayID and PayTo, and BPAY networks via Shaype and power disbursements, collections and more
Visa Principal Membership
As a Visa Principal Member, Shaype can support your card program with direct access to the global Visa network as a BIN sponsor, issuer of record for Debit and Prepaid BINs, processor and program manager. Launch and manage your card program with end-to-end visibility and control with Shaype
AFSL
Using Shaype's AFSL (Australian Financial Services License) sponsorship as a Corporate Authorised Representative enables you to issue and operate non-cash payments products like cards, wallets and digital accounts without needing your own license
Settlement & Safeguarding
As your payment network sponsor, Shaype manages all settlement, reconciliation and second line operational processes that support behind-the-scenes liquidity and cash management.
Under our AFSL, Shaype can also securely store and safeguard your program funds in trust with a preferred ADI partner
ShaypeWare API Layer
The ShaypeWare middleware layer makes the Shaype Platform extensible. Simplify integration and transition of capabilities over time via a secure API gateway access point, built-in unified API mapping that consolidates underlying integrations into a single consistent structure, and low-code tools enable scalable development and orchestration
Parallel Deployment
Replicate the Shaype Platform's flexible microservice architecture by deploying a dedicated cloud instance in parallel to existing core systems. Kept at the latest version via a controlled subscription deployment, capabilities are made live immediately with no external integration required to support delivery of new customer products
Shaype: first fully certified PayTo participant in Australia
Using the flexible integration points of the ShaypeWare API layer, Shaype was the first participant in PayTo (real-time direct debits) with Australian Payments Plus - fully certified and live with both PayTo Initiator and PayTo Payer in December 2022.
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PayTo Initiator: allows instant pull of funds from an external account under a mandate, supporting use cases like instant account funding, recurring and variable billing, and buy-now-pay-later
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PayTo Payer: allows account holders to accept or decline a request to direct debit their account, for use cases like subscription management, ecommerce and invoice payments
